Is Micro Credit in Urban Poverty Making a Difference? A Review from Bangladesh

Tulshi Kumar Das; Venkat Pulla

doi:10.13189/ijrh.2014.020210

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Is Micro Credit in Urban Poverty Making a Difference? A Review from Bangladesh

Journal article

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Is Micro Credit in Urban Poverty Making a Difference? A Review from Bangladesh

Tulshi Kumar Das and Venkat Pulla

International Journal of Social Work and Human Services Practice, Vol.2(2), pp.73-81

2014

DOI: https://doi.org/10.13189/ijrh.2014.020210

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Abstract

Social Work

micro credit

self-employment

social work

urban poverty

gender-based oppression

empowerment

strength perspective

human rights

Bangladesh has gained substantial experience in using micro credit for reducing poverty since 1980s. NGOs first adopted micro credit approach basically to empower the women attempting at generating self employment and self reliance. The government followed the policy to achieve same objectives. NGOs and GOs have launched micro credit based programs to alleviate urban poverty, especially in the slum areas. Most of the NGOs and GOs could bring urban women within the fold of different micro credit based activities. Strong criticisms exist in relation to the economic success of micro credit programs despite the consciousness that has generated. Attributed progress has been seen in many areas such as education, health care, employment, gender equality. The urban poor seem more confident now than ever before and community development approach of NGOs played vital role to elevate their overall situation. The current paper is situated in the debate of micro credit and urban poverty. This paper traces the brief history; describes the strong foundations and faith in micro-credit in Bangladesh and examines the notions of the debate: has micro credit moved the urban poor from survival mode to thrive or remains a placating phenomenon? Central to the paper is the human rights dimensions of social work and its empowerment actions.

Details

Title: Is Micro Credit in Urban Poverty Making a Difference? A Review from Bangladesh
Authors: Tulshi Kumar Das (Author) - Shahjalal University of Science and Technology, Bangladesh
Venkat Pulla (Author) - University of the Sunshine Coast - Faculty of Arts and Business
Publication details: International Journal of Social Work and Human Services Practice, Vol.2(2), pp.73-81
Publisher: Horizon Research Publishing
Date published: 2014
DOI: 10.13189/ijrh.2014.020210
ISSN: 2332-6832
Organisation Unit: University of the Sunshine Coast, Queensland
Language: English
Record Identifier: 99448830002621
Output Type: Journal article

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